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Just to add: Payoneer doesn't charge you an annual fee, we charge a monthly fee. We choose to do this because cardholders may go a month without any payments, and in those cases we don't charge for that month (whereas with an annual fee you are charged regardless). We believe it's more fair to the cardholder that way.
Regardless of whether a card is loaded in a given month, however, Payoneer is charged for every active card. If an account is inactive for an extended period of time (normally 6 months to a year), it is disabled until a future payments is received. Once the payment is received, the account holder can simply contact us to re-enable the account.
@pc: which questions/demands are you referring to? I'd be more than happy to assist if you have any questions.
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Official Payoneer Representative
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