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One of the things here not discussed is the situation of house husbands and poorer / no credit husbands.
You cannot make the assumption that the person using the credit card is exactly the same person who's name appears on the card. Considering the number of personal bankrupcies and such in the last 10 years, it wouldn't be out of line for a man to use a wife's credit card or a girlfriend's card rather than his own.
I know that many women enjoy porn, but they wouldn't admit it in a crowd of people.
Alex
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