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From Canada as Emma said you cannot get processing. Getting someone from the US is one way. The other way is similar but going thru Europe. Again not easy but you can do it on your own without anyone but I have not done it. Mitch from NetBilling could likely set you up but again I haven't done it (Mitch told me he could do it for any Canadians).
Do NOT partner with someone just to get the site up and running. As already said it is better to wait. Actually you should not "Partner" with anyone. The only thing I would consider doing is adding your site under an existing program. Typically that program would take 30% of the money rather than the 15% ccbill takes. Typically. The only reason this is a good idea is if you have hosted galleries and materials that existing webmasters can add right away.
BV makes some good points. If you can wait it out and get processing them do it.
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