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One of the best things I ever did was pay off my house and my debts in the good days. It's let me stay stable.
I dont have a lot of advice to give about taking retirement money and paying off the house - other than, gather advice, run the numbers, and make a decision.
Paying penalties to keep a house you love is a trade I might make - but financial guys might tell me I was dumb to do so.
Downsizing, and letting go of something that ties you to the world in a certain way, might equally well be the right decision.
That's a heavy choice to make.
Almost a spiritual choice. Path of life kind of thing.
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